PAMIC is a unique association that offers its more than 190 members excellent educational, advocacy and networking opportunities. We represent over 130 market members who are crucial in upholding the value and operations of our member groups. Some examples of our associates are: law firms, accounting firms, reinsurance companies, restoration companies and technology firms. Our mission is to continue the illustrious history of the Mutual Insurance Industry through our three pillars:

Advocacy, Education and Networking. 

PAMIC is the mutual insurance industry's most loyal advocate before the Pennsylvania state government and the region's consumers, and the most reliable, timely source of information on regulatory/legislative issues affecting the industry.

PAMIC provides technical and managerial training opportunities for our member companies and related industry partners in the Mid Atlantic Region. We constantly evaluate the success of our educational programs and update them to assure they meet the current needs of our member companies.

PAMIC provides our membership and related industry partners in the Mid Atlantic region with opportunities to interact and draw upon the expertise and knowledge of all of their fellow members. Our success is measured by the financial stability and strength of our member companies and by having full participation among companies eligible to become PAMIC members.

Beyond mutual companies, we represent over 130 market members who are crucial in upholding the value and operations of our member groups. Some examples of our associates are: law firms, accounting firms, reinsurance companies, restoration companies and technology firms.

PAMIC Member Stats

QUICK Membership STATS

• Represents 120 unique insurers

• Surplus:  $36 billion

• National Annual Premium:  $69 billion

• Pa Annual Premium:  $4.5 billion

• Pa Annual Taxes paid: $1.5 billion

• Commissions Paid:  $583 million

Although there are two primary membership types with PAMIC (Regular and Associate), members are classified into several groupings within the PAMIC system. Below are listed the types of groupings that we have and the amount of companies listed within each grouping.

MEMBERSHIP Types

Mutual Member Groups: 51

General Insurer Groups: 5

Law Firms: 33

Claims Adjusting & Forensics: 19

Information Technology: 16

Restoration Services: 4

Auditing, Finance & Accounting: 20

Other Insurance Services: 19

Reinsurer: 13

Reinsurance Intermediary: 6

National Insurance Company Trade Association: 2

Regular members are mutual insurance companies or a stock insurance company that is a subsidiary of a mutual holding company. Regular members are under $100,000,000 Pennsylvania DWP: .086% of Pennsylvania DWP, subject to a maximum of $8,100 and a minimum of $1,250. Regular members over $100,000,000 are subject to a maximum of $11,100. Perpetual companies, defined as companies marketing policies with substantial deposit premiums, shall pay dues calculated on 10% of deposits to yield an equivalent conventional DWP.

General members are insurance companies that do not meet the qualifications as a regular member. Typically, this category includes Stock Insurance Companies, Reciprocal Exchanges, Captive Insurers, Risk Retention Groups, among many others.

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Associate members come from a variety of service areas. Many of these areas are: Law Firms, Claims Adjusting and Forensics, Information Technology, Restoration Services, Auditing, Finance & Accounting, Other Insurance Services, ReInsurers, Reinsurance Intermediaries, and National Insurance Company Trade Associations.

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