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PAC Fall Golf Outing Insurance Technology Trends Sponsors: Insurance Technology Trends Eastern & Western Group Meeting Congressional Contact Program Underwriting and Loss Prevention Seminar Sponsors: Underwriting and Loss Prevention Seminar

Financial Management Seminar & Corporate Governance Workshop Bring Together the Mutual Industry

The PAMIC education committee recently hosted the Financial Management Seminar and Corporate Governance Workshop at the Hershey Country Club. We hope that our presenters offered education with key takeaways for those in attendance. For those who were unable to attend below is brief slideshow.

Mid-Atlantic Mutual Advantage Convention a Success at the Kalahari Resorts & Conventions

PAMIC recently celebrated our 110th Mid-Atlantic Mutual Advantage Convention! We thank our members and the Convention Committee for making this event possible. During the Chairman's Reception everyone in attendance posed for a commorative photo taken by a drone!

Photo by Picture Perfect Productions 

Medical Office Facelift Increased Risks as Facilities Evolve by Bruce Tagg

Medical offices have evolved significantly over the past several decades, becoming more high-tech and electronically driven to keep up with the pace of change. Medical records have converted from paper to electronic files. Computers have replaced notepads for handwritten notes. Stationary exam tables have transformed into adjustable beds. In addition, some facilities now perform outpatient procedures that were formerly restricted to hospitals, making high-value equipment such as MRI machines and CT scanners more commonplace. While these seemingly small upgrades and enhanced procedures may appear insignificant, they drastically increase a medical office’s potential for loss.

More advanced equipment leads to a significantly higher value of contents/equipment. A small ambulatory center is estimated to have contents worth more than $850,000, exclusive of specialized equipment, such as imaging, respiratory, endoscopic, surgical, etc. The cost of a typical 3 tesla MRI machine can exceed $3 million with an additional $250,000 for the cost of installation, while a simple X-Ray machine can cost as much as $60,000 for a used unit. This could lead to higher business interruption due to the length of time to repair or replace specialized medical equipment. In addition, it is not uncommon for insureds to lease more complex medical equipment. In the event of a loss, an insured will still be required to make the lease payments even if the facility is closed after a loss--potentially jeopardizing the business viability if proper coverage levels are not maintained.

For the full article navigate to page 29 of the Spring 2017 Pulse by clicking here.  

PAMIC is the premier provider of education, advocacy and networking for Mutual Insurance Companies in the Mid-Atlantic region. Some of the exclusive benefits include:
  • Access to the Enqurion Law and Human Resources portal
  • Access to discounted Institutes Coursework through our online learning portal
  • Ability to participate and network through our committee structure
  • Member rates for in person educational events

Our diverse membership covers companies from every aspect of the Mutual Insurance Industry. Find out how PAMIC membership can benefit your company!

For more information on joining click here!

Insurance Technology Trends
October 12, 2017
Sheraton Harrisburg Hershey

Western Group Meeting
October 16, 2017
Park Inn, Indiana, PA

Eastern Group Meeting
October 17, 2017
Pine Barn Inn, Danville, PA

Congressional Contact Program
October 23 & 24, 2017
Washington D.C.

Underwriting & Loss Prevention Seminar
November 9, 2017
Sheraton Harrisburg Hershey

Insurance Technology Trends
October 12, 2017
Sheraton Harrisburg Hershey

Underwriting & Loss Prevention Seminar
November 9, 2017
Sheraton Harrisburg Hershey


Fall Golf Outing
Dauphin Highlands Golf Course
 October 11, 2017



Our website hosts our online Training program the PAMIC Institutes. Members who access the PAMIC Institutes and can take discounted courses to further their education.

Check out the PAMIC Institutes


MSO SERFF Filing
PAMIC has partnered with MSO to offer discounted SERFF Filings. MSO has provided a short video to discuss the full benefits of their filing system. SERFF, the NAIC’s filing system, is the most efficient way to submit filings with an insurance department. 


As a licensed third-party SERFF filer, MSO®, Inc. has a state filing service program for submitting filings on behalf of any insurer. MSO is partnering with PAMIC to provide PAMIC member companies this service at a preferential PAMIC fee.

For more information - Click Here


Thank you to Our Premium Gold Sponsors!


Learn how your company can become a PAMIC Sponsor!

Upcoming events

  • October 11, 2017 1:00 PM
    Dauphin Highlands Golf Course, 650 S. Harrisburg St., Harrisburg, PA 17113
  • October 12, 2017 7:30 AM
    Sheraton Harrisburg Hershey 4650 Lindle Road, Harrisburg, PA

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